Long Term Care Planning
Wisquote's founder Kirk Spano has been helping people plan for long term care risks and estate planning issues for over fifteen years. He has worked with and trained other advisors and agents. He is published nationally on creating long term care plans that maintain your independence, as well as, protect your legacy.
Kirk incorporates long term care planning directly into your overall financial plan in a way that is efficient for you. Every imporant issue is considered in putting together a plan that works right for you and your family.
While nobody wants to think about needing a nursing home, assisted living care or a home health care assistance, it is a reality we face. Since the government does not have the resources to completely take care of you, it is imperative that you look to take care of yourself. Planning at younger ages will give you more options with lower costs.
There are three core strategies in planning for long term care risks. Kirk can guide you through the process of deciding which avenue is best for you and your family. Kirk's and Wisquote's basic philosophy in long term care planning is to buy the least amount of insurance necessary in order to protect you and your family.
For people who wish to pass on what they have worked so hard to earn, we will put together a multi-facet plan which considers multi-generational, tax and legal issues (we work with qualified tax and legal professionals, we do not offer tax or legal advice ourselves).
Read what Market Watch has to say about the future of Long Term Care Costs.
Click here to see the cost of putting off planning.
Wisconsin Guide to Long Term Care.
Wisconsin Long Term Care Programs Guide.
Wisconsin Long-Term Care Insurance Partnership Program.
Wisconsin Medicaid Estate Recovery Program.
Contact Kirk to work with you and your family on this complex issue.