We offer every prospect a very simple challenge. If we can't find you a better deal on your life insurance than what you already have, we'll donate fifty dollars to your favorite charity.
Here are the simple conditions:
- Your current plan must be an individually underwritten life insurance policy(s) that you pay the premiums for, issued between two and twenty years ago for at least $100,000 of protection ($250,000 if you are under 40 years old).
- You must apply for a replacement policy through our agency (though you are not required to keep it).*
- The applied for plan must come back within one underwriting rate class as stated on your existing policy. That is, your health underwriting class can not have gotten worse between the time you applied for your existing plan and the new coverage you are applying for.
- You must be less than fifty five years old.
- A better deal is defined as the same amount of coverage for a lower premium lasting for the same or longer duration as your existing insurance policy(s), or more coverage for the same price for the same or longer duration as your existing insurance policy(s). Cash Value accumulations are not taken into consideration as future rates of return on insurance contracts can not be predicted.
*If you keep the policy we will make a fifty dollar donation to a charity of your choice as well.
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